Brokers Advantage Trust: What We Do

You built it. You should keep it.

We reduce independent agents’ overhead so they can focus on sales and service.

How do we help agencies?

The past several years have seen a dramatic increase in mergers and acquisitions. This has led to fewer, larger brokers. Instead of resulting in an abundance of streamlined, efficient organizations, these mergers often yield perplexity and dysfunction. While mergers and acquisitions can be a boon to corporate growth, they often fail to maintain the personal touch and consultative approach that only independent agents can provide.

In addition, independent agencies acquired by large corporations may quickly discover that bigger is not better. This is especially true if selling your agency means reporting to a corporate executive whose focus is sales quotas and the next acquisition.

You built it. You should keep it.

With Brokers Advantage Trust, you maintain your independence. We manage your back-office services and provide access to:

  • An expanded carrier pool

  • State-of-the-art underwriting support

  • Marketing leads

  • A network of experts ranging from HR services to regulatory compliance

  • Monthly webinars for your clients on issues that impact their daily operations

Under this model, you will discover the real financial value is keeping, expanding, and developing your current book of business. It will continue to pay even if you decide to cut back on work and use your dollars for investment opportunities. In addition, our back-office services are tax-deductible for your agency.

What is a brokers’ trust?

A trust is a fiduciary arrangement that allows a third party to hold or manage assets on behalf of another. As a fiduciary, we are legally and ethically obligated to manage your book of business in a manner that is in your best interest. In contrast, selling your agency provides no guarantee that new owners will act benevolently toward you and your business needs.

Our lines of coverage

Brokers Advantage Trust is filed in 26 states and provide new business development opportunities and products including:

  • Religious organizations and denominational group P&C plans

  • Church standalone P&C plans

  • Traditional nonprofit organizations

  • Property and liability

  • Excess liability

  • Workers’ compensation

  • Business automobile

  • Director & officers, employment practices and E&O

  • Foreign property/liability/business auto/ and workers’ compensation

  • Accident medical

  • International travel and medical

  • Fair access to insurance requirement plans

  • Property catastrophic (CAT) markets

Brokers Advantage Trust back-office services

Our goal is to provide first-class administrative support so that agents can focus on sales and personal service. Our back-office support includes:

  • Policy administration and processing

  • Commission reports

  • Retention and loss accounts reports

  • Marketing consultations

  • Re-marketing

  • Building valuations

  • Issuing certificates of insurance

  • Claims processing – 24/7

  • Policy reconciliation and administration

  • Endorsements and certificates

  • Renewal underwriting surveys

  • Claims administration

  • Bookkeeping and accounting

“Insourced” support

Unlike back-office services located overseas, our personnel are located in the United States. This allows us to operate on the same schedule as carriers and perform real-time transactions. In addition, our services are tax-deductible business expenses.